DX wrote:Why don't people just live with in their means and buy American? You then don't have a HUGE debt. And you create jobs here in the good old USA.
Then work alternative fuels and increase the efficiency of everything from transportation to your refrigerator. Create the energy here instead of sending all our money to the middle east.
The reality is that everyone wants to live like a rock star and WAY beyond their means. Even I'm guilty of that to some degree. Any fix that is made has to address those very basic issues.
You're on the right track to a point here DX. I'll try to address the major issues as best I can.
National Healthcare Vs. Private Healthcare
National Healthcare is a great idea. On paper. In practice it's a farce that borders on socializm. You need look no further than Dan's home country the UK to see that. Or France for that matter. Many people in France also carry private health insurance on top of thier national health care because there are many proceedures that the national healthcare system deems "not important" enough to justify the costs like cosmetic surgeries to repair scars from accidents.
Couple that with the fact that in a national healthcare system you have no alternatives. If you need an operation you have to go to the doctor they say at the hospital they choose. It's not like America's free market system where you can choose who your primary care physician is. Getting second opinions in a national healthcare system is extremely difficult as typically the doctor who would give you one already has his own patient list to deal with as assigned by the state and has no vested interest (i.e. revenue) in helping you. Also, consider the last time you had your license plates renewed or had a tax problem. Was it a particularly expediant or pleasent experience? I should think not. So why then can we assume that the government would be any better at fixing your broken leg?
The problems with the American healthcare system are not ones of privatization but that of frivilous lawsuits. Malpractice insurance is the number one expense of any medical practice in the United States. If you're a prenatal care giver or an obstitrician that insurance can come to half or better of your practices operating costs due to lawsuits brought by parents of children with birth defects, regardless if those defects were legitimatly caused by malpractice. We need massive Tort reform. We need to adopt a national Tort plan similar to that of Australia. They have, for lack of a better term, a price book that states how much each injury from malpractice to workmans comp costs. This "book" is annually reviewed and updated by both lawyers and physicians to determin an equatable sum. No more trials for "pain and suffering". You loose an arm, it pays X ammount of dollars. Your child has a birth defect from malpractice it pays Y. This allows insurance companies to know exactly how much they would have to pay in advance and thus lowers overall insurance prices as they no longer have to keep "expert witnesses", i.e. other physicians, on retainer in case of trial.
The Failing Economy
America's economy hasn't been based on production of goods and services in quite some time. Aside from agribusiness (food), domestic car production, aircraft production, and weapons manufacture we don't really build anything. No TV's, no stereo's, no washing machines, no toasters, and most assuredly no clothing. All of that is done in foreighn markets where labor is cheaper. Taxing and terrifs will not correct this trend as it's a natural byproduct of becoming a service based economy.
The chief export of America in the last 30 years has been intellectual property, particularly in the fields of computers and electronics. We provide the know how, they provide the labor. The problem is we've been undergoing an intellectual brain drain in this country for the last 15 years. Our national education system is in chrisis. All our "feel good" pop-psychology bull**** of unwarrented promotion through school so we don't damage little Tommys psyche is killing us. Not everyone gets to succeed. Failure is just as important as success. When you teach someone that mediocrity will warrent success that leason stays with them for life. Then, when they're in the real world and find out that's not how it is they're boned.
As far as failure from a purely economic standpoint you can thank good old California for that, particularly San Francisco and thier run away housing market. It had gotten so bad that banks had to offer interest only home loans just so the people who worked in San Francisco could afford to live there. That's where all of these bizzar home loans came from. Interest only, low introductry teaser rates, and the ARM have screwed us. People bought homes they couldn't afford because they lacked the basic intelligence to run an amortization table and see what thier real payments would be. "Hey, my house payment this month is only $500 so I guess I can afford that $500 a month car payment." Then blamo, 2 years later when thier car isn't worth half it's value they find thier house payments gone up $300 a month and now they can't afford to make either payment. They destroy thier credit, have thier home foreclosed on, and now the banks stuck trying to get a new buyer to pay off what the original owner had no business owning.
Never borrow from tomorrow to have for today. Save for today so you can have something better tomorrow. If you can't pay cash for it and it's not a house or a car, YOU DONT NEED IT.
Alternative Fuel
America has a chance. It's a slim one and we really need to push on it hard. We have the chance to regain our techonological dominance over the rest of the world. The first person to market a vehicle powered by alternative energy that is cost effective, easy to use, and economical will own the car industry. It's imperative that American auto manufacturers see this. It's equally important for them to build a quality, reliable product. You think Honda's have a high resale value because they have a fancy logo? It's because thier engine is bulletproof. The Honda Cub motorcycle can be stipped of all it's engine oil, dropped off a building, and run over with a car and still run even if it's motor oil has been replaced with cooking oil. Don't believe me? Watch
this video. It's the number one selling motor powered transport of all time. The only reason I bought a new Jeep, other than my love off the styling, is it's unlimited powertrain warrenty. Because it's not a matter of IF the new V6 motor is going to break, but WHEN. Why do you think they used the old AMC I6 engine for over 20 years. They couldn't design a better one!
If America can bring to market a series of alternative fuel cars that work you'll find a return to the 50's-60's era of American automotive dominance. If the forieghn makers (Japan, Korea, Germany) beat us to it, the American automotive industry is finished. Oil can only do so much. It's expensive to refine, toxic, and dangerous to transport. Electricity if provided by nuclear, solar, hydroelectric, or wind tubine is abundant, clean, and safe. There will never be fewer cars on the road, but there can be cleaner, safer, and more efficent ones.
I'm open to discussion on these topics. I feel I'm well informed on them. I know the US is having a rough patch but we've
been here before. We can and will recover from this. But it will take sacrafice, hard work, and time.